Multi-Currency Accounts

A local named account that lets a member hold and receive funds in a foreign currency, without opening a local entity.

Local accounts in every market you settle into

Named accounts across 50+ currencies, opened through the connection you already have.

Named accounts

Held in your institution's own name, not a pooled account.

Local rails

Payments arrive the way local counterparties expect.

No local entity

No incorporation or licence needed in the country.

One integration

50+ currencies through a single connection.

How the accounts are structured

What the accounts are, where they sit, and what you can do with them.

Structure

No local entity required

Hold and receive funds in USD, EUR, GBP, and regional currencies without setting up a legal presence in each market.

Network

Network-issued, not bank-by-bank

One connection into the UNYX network gives access to multiple currency rails, instead of negotiating separate banking relationships per country.

Built for

Built for cross-border operators

Designed for businesses moving money across regions where local corridors are slow, costly, or blocked without a legal presence.

Multi-currency accounts, answered

What is a multi-currency account?

A multi-currency account is a local named account that lets a business hold and receive funds in a foreign currency without opening a legal entity or bank account in that market.

Which currencies can I hold with UNYX?

USD, EUR and GBP, alongside regional currencies available through member institutions in each corridor.

Do I need a local entity to open an account in a foreign currency?

No. Accounts are issued through the network, so a member can hold and receive funds in a market without establishing a legal presence there.

How is this different from a traditional bank account?

A traditional account requires a banking relationship, and usually a legal entity, in each market. A UNYX account is issued through one network connection that reaches multiple currency rails.

Who typically uses multi-currency accounts on UNYX?

Regulated cross-border operators, including EMIs, PSPs and banks, that collect or settle in currencies where they hold no local entity.

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